November 17, 2019 Alberto Mills

Most finance companies provide car loans at a slightly higher interest rate than is the case with real estate loans, with the car serving as collateral.To do this, deposit the vehicle registration with us. If the company car is financed wholly or partly by loans, the loan must also be recorded. The loan interest can be deducted as an operating expense. Most finance companies grant auto loans at a slightly higher interest rate than the usual rate for real estate loans, where the vehicle acts as collateral. For a loan is often a cash payment of 35% of the purchase…

August 31, 2019 Alberto Mills

What are the most important criteria if you want to take out compulsory liability insurance? Obviously, there is only one criterion – due to the characteristics of the Hungarian kgfb market – that the insurance should be as cheap as possible. We could suddenly cite the example of car loans, but as we will see, in the area of ​​car loans and car leasing, the situation is even clearer: Whichever loan or lease is cheaper is better But why is this, obviously true phrase in the field of car finance, not necessarily applicable to the kgfb market, which carries much…

August 23, 2019 Alberto Mills

Want to change car? If you have already chosen the new or used vehicle that you want to buy, various auto financing solutions are available to you. Indeed, unless you have sufficient personal funds to buy cash, you will most certainly have to use auto credit . The “car loan” belongs to the consumer credit family. This is a trade name that corresponds to several forms of auto financing. It makes it possible to answer a need of financing whose budget is not negligible in most cases. For the acquisition of your car (city car, space, saloon, petrol or diesel)…

August 13, 2019 Alberto Mills

Female drivers no longer receive a discount on their car insurance because they are women. This week, Allianz was the last major insurer to stop giving this discount. This is the conclusion reached by the independent comparator Good Finance. Women received a discount because they are better drivers. Least car damage Research from the Center for Insurance Statistics (CFS) last month shows that women between the ages of 28 and 40 suffer the least damage. Only female drivers between the ages of 51 and 60 cause on average more damage per incident than their male peers. Most car damage The…

July 18, 2019 Alberto Mills

Insurers just want to trick us, they will never pay you compensation, and a thousand and one similar conversations. You have probably heard this millions of times, but the truth is that it is something very far from the truth. For many years a large number of drivers in Peru have refused to purchase any type of insurance for their car. People do not consider it to be a necessity or really serve to protect their car; On the contrary, they see it as money thrown away. But will it really be that? The answer is no. Vehicle insurance is…

July 8, 2019 Alberto Mills

A type of loan that is not well known to many is the credit with liquid guarantee. He is told in this way because the applicant will use certain money in his possession as a guarantee. For example, if you have an amount of savings in a bank, a term deposit or even mutual funds, these can work as the guarantee to get the loan you need. This type of loans is to facilitate the evaluation process The objective of this type of loans is to facilitate the evaluation process and to demonstrate that the applicant has an available amount…

June 25, 2019 Alberto Mills

Car sales slowed in February in France, according to the latest figures published by the CCFA (Committee of French Automobile Manufacturers). More than 160,000 registrations were registered in France last month. An increase of 3.2% at the beginning of the year but. In February alone, 161,886 new vehicles were sold in February, a decline of 2.9%. Despite this slowdown, the trend remains positive over the first 2 months of the year with + 3.2% (314 932 units) although the CCFA nuances these results, for 2 reasons: the month of January 2017 had an extra business day compared to last year in…

June 23, 2019 Alberto Mills

There was a list of “crazy situations” that are the result of the heated housing market. In this blog I will discuss the fact that many owner-occupied homes are currently being purchased above the asking price. Buying above the asking price is not always a problem, but if buyers are not fully aware of the consequences. A mortgage adviser and a buying broker (but also a selling broker) must point out to a buyer the disadvantages of buying above the asking price. This prevents a lot of irritation for the buyer and prevents the seller from being told later that…

June 23, 2019 Alberto Mills

With the new mortgage law, notary expenses must be paid equally . That is, 50% has to be paid by the bank that is going to grant the mortgage and the other 50% by the client that is going to sign the mortgage. Normally the amount is not usually very high, hence the average amount is 50 to 200 euros as a notary expense. It should not be forgotten that, in the case of a mortgage loan modification, the notary cost will also have to be paid at 50%. Instead, the cancellation deed expense will be borne by the borrower,…

June 15, 2019 Alberto Mills

The special check, next to the credit card, is today the biggest cause of indebtedness of the Brazilian families. With very high interest rates, today there are not a few who twist their noses at this type of credit. But is there ever an occasion when it’s worth using? Does it make any sense to cancel the overdraft? In this article we answer those questions and prepare some tips for you to never have problems with the overdraft. “Salary extension” The main reason the overdraft has become the great villain of debt is that it is a very easy credit….